Did you know less than 3% of Americans meet or exceed their annual dental benefits? When the clock strikes midnight on December 31st, you’re going to lose anything you haven’t used. There’s no better time than now to use your remaining coverage to treat your missing teeth with dental implants. Believe it or not, you can use your dental insurance to help offset the cost of your new smile. Here’s how you can use your policy to invest in a permanent solution to treat your tooth loss.
Can Dental Insurance Pay for Dental Implants?
Every policy differs, but many dental insurances offer some coverage for dental implants. After paying your monthly premiums, you have access to a comprehensive plan that can be used to reduce the amount you pay for your consultation or X-rays.
Once you reach your yearly deductible, you’re given an annual allowance to cover certain steps in your treatment. In some cases, your plan can pay 50% to 80% of the cost of specific portions, like sedation, tooth extractions, or restorations.
A member of your dental team will work with your insurance company to file the necessary claim forms, so you have one less thing to worry about. They will help you maximize your policy to lower the cost of dental implants.
How Much Will I Pay for Dental Implants?
There isn’t a set rate for dental implants because there are various factors influencing the cost, like the number of teeth you’re missing. Your treatment is separated into phases, each with individual fees. This can make it easier to pay for your new smile because you won’t need to cover the entire amount at once. Instead, you’ll have more time to pay. Although every plan is unique, most patients can expect to pay for:
- Initial consultation
- CT scan and imaging
- Additional procedures
- Sedation or anesthesia
- Placement surgery
- Dental implant posts
- Abutments
- Restorations
Your dental team will provide you with a custom estimate and discuss the fees associated with your treatment. After maximizing your insurance, they will explain any remaining balance and your payment options, like third party financing. You are given the funds you need, which you’ll repay using a plan that accommodates your budget.
Are Dental Implants Worth the Investment?
Dental implants are initially more expensive than traditional prosthetics; however, they are more affordable long-term because they should never need to be replaced with the right aftercare. They have over a 95% success rate and are proven to last for decades to save money down the road for an investment in your smile and quality of life.
About Dr. Wael M. Kassem
Dr. Kassem earned his dental degree at Temple University. He has been named one of America’s top dentists for several years in a row. He specializes in advanced treatments, like dental implants. As an in-network dentist, he will help keep your new smile affordable. Contact our office today to schedule your consultation for dental implants.
