As we approach the end of 2016, we hope yours has been a year filled with success and happiness. But even if it hasn’t been your best yet, it’s not too late to make one smart move. Your dentist in Williamstown wants to remind you there’s still time to come out on top with your dental insurance! Keep reading to find out how you can rescue 2016 by making the most out of your investment in oral health.
Maximizing Your Dental Insurance Benefits
Your dental insurance benefits do not roll over from year to year. When the ball drops on New Years Eve, your plan renews and you will have to meet your deductible all over again for 2017. You spend a lot of money on your investment in dental health. Don’t let it go to waste!
The best way to make the most out of your dental insurance plan is to understand just what it covers each year. Benefits vary from plan to plan, and your eligibility depends on how much you pay as a premium. Your premium is the amount of money you pay, usually monthly, in exchange for your dental insurance coverage.
Here’s a rough breakdown of what most dental insurance covers.
- Preventive and diagnostic care (checkups, cleanings, x-rays): 100 percent
- Basic restorative care (fillings, root canals, etc.): 80 percent
- Major restorative care (crowns, bridges, etc.): 50 percent
The best thing you can do right now is to contact our office to talk about your dental health plan. Maybe there is a necessary procedure you have been holding off on. If you have met your deductible for the year but not yet reached your annual maximum, or the amount beneath which your plan must pay, it is in your wallet’s best interest to schedule an appointment before the year is over. Come 2017, you will have to reach your deductible all over again to benefit from insurance coverage.
Dental Insurance Plans We Accept
iSmile Dental Arts is in-network with a number of dental insurance plans, and we are happy to file and process your claims for providers both in- and out-of-network. Browse through our list of accepted insurance providers to see if yours is on the list. Even if it’s not, please give us a call to discuss your coverage in detail.
Preventive and Diagnostic Care = Completely Covered
Most dental insurance plans fully cover preventive care like two checkups and cleanings and a set of x-rays each year. Good dental health is built on regular attention, even when nothing is wrong — and frequent checkups are the best way to prevent the need for more complex care later on.
Patients of all ages should receive two checkups and cleanings each year. When was your last visit to iSmile Dental Arts? If you have dental insurance but still haven’t had two preventive appointments in 2016, please contact our dental office in Williamstown to schedule an appointment today.
